Wealth & Retirement
Indexed Universal Life
A permanent policy that accumulates cash value in addition to the death benefit. It can supplement your retirement plan.
Verified Specialist ProtectionNPN #21126934
Plan Breakdown
How Indexed Universal Life Works for You & Your Family
Indexed Universal Life (IUL) insurance combines flexible permanent protection with tax-advantaged cash value growth tied to a market index like the S&P 500. It includes downside protection so your cash value never decreases due to market drops, making it an extraordinary tool for wealth building and supplemental retirement income.
Key Policy Benefits & Protections
Tax-deferred cash value growth with zero market downside risk
Flexible premium payments and death benefit adjustments
Tax-free policy loans to supplement tax-free retirement income
Living benefits for critical, chronic, or terminal illness
Legacy preservation and estate planning capabilities
Greg Gharibyan
Licensed & Verified Producer • Resol Financial Group
National Producer #21126934